prepaid legal
Pre-Paid Legal Services, Inc.
develops, underwrites and markets legal service plans through a network of more than 50 independent law firms across the U.S. and Canada. The plans provide for legal service benefits, including unlimited attorney consultation, letter writing, document preparation and review, will preparation, traffic violation defense, automobile-related criminal charges defense and a general trial defense. The Company also markets an identity theft monitoring and restoration product. The company is traded on the New York Stock Exchange (NYSE) under the ticker symbol PPD. Pre-Paid Legal Services, Inc. is a member of the S&P 600 SmallCap index and the S&P 1500 Super Comp index.
Light
asked:
"Hi, I've gotten mixed views about prepaid legal. So far, both sides of the fence are equal so I'd like to present this question one more time to those of you out there who know what prepaid is and have had experience with it, whether you've been an associate or you've had the service for yourself or have even heard about it thru others. Should I get involved in this company as an associate? I don't want to put anyone through any unwanted hardships if I offer this program to people. Thanks."
Question posted courtesy of:
ladyw900ldriver replied:
"When I drove a truck long distance, I had my prepaid legal's number memorized!! Truckers need those services......er, uh, at least I did!! Good luck!!"
william s
asked:
"has any one have knowledge about the membership of prepaid legal. can they represent a client in legal matters? please let me know ."
Question posted courtesy of:
Terri J replied:
"I am just not much for prepaid legal. If you just want standard stuff done, like a will, it's not expensive to get that done. But if you're really in a tight spot, you don't want an attorney who has accepted less than the usual fee to pump up his practice, and who looks at every hour he spends on your case as time he could be spending on work he'll get paid for now. You want the BEST. If you really want to hedge your bets, start your own "attorney fund" and keep adding to it to cover possible legal bills. Then, if you don't need it, you'll have a nice little nest egg."
gatorgirl replied:
"Well the person who answered you has no idea what prepaid legal is, which is quiet obvious by her response. I am an associate as well as a member and I can tell you there are many benefits to joining. They will represent you in any legal matter. You get a certain amount of trial hours a year and they increase the longer you are a member. If you have any specific questions, I would be more then happy to answer you. Most of the people who will respond will most likely not have any knowledge of our service!"
Jron
asked:
"If so, What experiences have you had with your Real Estate Investing Transactons, regarding Prepaid Legal services.What are the pros and cons? Any recommendations? Is itworth it?"
Question posted courtesy of:
dowagiac.michigan replied:
"it is a total ripoff, don't give them any money, and don't let them talk you in to selling it"
Hana replied:
"Yes, PPL is an excellent way to get affordable access to the legal system. I love the service and have used it a lot. And these are top AV rated attorneys in a whole law firm available to assist us in any area of law.I'd be happy to tell you about my experience with the membership. Feel free to call me anytime. "Hana" Here's my website:952-540-1005"
gatorgirl replied:
"I am a prepaid legal associate and use the service as well. I have not yet used it for investing, but I spoke to someone who has, after I read your question. He actually used them to buy a house and saved almost $10,000. I hope that answered your question. Oh and a lot of the idiots on here will tell you it is a scam and I know I am wasting my time, but I will let you know that we are on the New York Stock Exchange. Also, 13 states require a license to offer the services, so if they are a scam, I guess those states are in on it too."
lincolngomes301
asked:
"I was offered a job at prepaid legal services today but am just curious about how can this job be and if I can do it! I dont know about the pay, and dont even know how to be convincing.. how do they really pay? commision based, or hourly? Also, what are the objectives of the job?"
Question posted courtesy of:
Skittles replied:
"Hell No. If you went to one of those seminars you'll know that they make you believe that that damn card they give you will make you above the Law, I am being REAL. I did it and it's not a job, its like selling AVON.Trust Me"
kate replied:
"Job doing what ?Are you an attorney ?Clerical worker ?Sales ?What ?How would we know if you don't even tell us what ?>"
Teri replied:
"Prepaid legal is a business opportunity not a job. You will most likely to need to a pay a start-up fee."
snowwhitestarz replied:
"Are you talking about a job at the company or being a prepaid legal business owner yourself?If you are going to sell the service, you need to sell the legal services to people and get commission. On top of that, you can get people to sell under you and with you. This builds your team. You work with them to get people to join. You can go to classes to learn more and get certified to sell to businesses who will deduct payments for the service out of workers checks. All they pay is from $9 to $25 depending on the services they want. They offer legal advice, identity Theft Protection, Credit monitoring and legal representation for a discounted fee. The person trying to get you to sell it will be the one to get you in and what you make will add to what they make and the same for who you get in. I have the service and my husband started selling it, but he does not have the time to "work the business". Its pretty much an insurance for a lawyer. I have used the service and it has been beneficial. We got a check for 3 something for getting 5 people to sign up. Then you gotta get more....you'll get money for who ever you get in. If you stay in over a year, you will get permanent income, which is good. If they cancel the service before the year is up it'll mess you up some what...but money from the other customers will balance it out. You get your a website you pay for for 20 a month and you are suppose to subscribe for the service for yourself also. There is a site that makes all the business cards and all that. Its pretty cool if you really get into it."
XPS - Founder & CEO replied:
"Its not a job, its a network marketing opportunity. Your main purpose is to sell prepaid legal cards and recruit people to duplicate your efforts. So basically lets say you have to recruit 6 people, who recruit 6 people each, who recruit 6 people each, and so forth until the entire nation is selling the exact same thing,LOL."
Tony P
asked:
"I'm thinking of signing up for prepaid legal service, does anyone use this? Do you like it? Any restrictions for pre-existing issues?"
Question posted courtesy of:
fuzzynewq replied:
"I use one that is like an insurance policy... you pay a small monthly premium and then if you need them, you pay a co-pay for service. There are certain limitations, but it's pretty much obvious. Since I get mine through work, I can't use it to sue my employer... and you can't use it to sue the attorneys themselves. Anyway, it's called ARAG. Haven't used it, but I feel safe knowing I have it. Wish I had it when I got divorced, that's for sure."
Miss D replied:
"I was thinking about doing that to sounds like a good idea, when u need to have a atty stand up with u in court it will be cheaper like 25% off the normal fees"
Don't try to succeed until you figure this out!
Pre-Paid Legal has made a difference in my life by giving me the opportunity to work for myself at my own pace. I have more time to spend with my family, greater flexibility and the confidence backed by a 35-year-old company listed on the New York Stock Exchange (PPD).
When the daily roadblocks Jump to our road, a person will usually ask ourselves, what can be done to prevent this from happening, and the interruption of routine a good living.
Americans spend twice as much on litigation as on new automobiles. And in the land of litigation, people need to make sure they are covered.
If you're in the top 10% of the income earners in America, you have virtually no worries. You probably have a lawyer on retainer. You can call your lawyer on your cell phone while pretending not to speak English to the policeman on your other line.
